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Fees and Insurance Coverage

Phone Consultation     $0/FREE

Brief (up to 15 min) discussion to answer questions and determine client needs prior to establishing services


Includes review of new patient paperwork, comprehensive assessment of client needs, history, and goals, and development of a treatment plan

  • $200 for 90 minutes (standard intake)

  • 300 for 2 hours

  • $400 for Intensive (2.5+ hours- may include crisis assessment, introduction to coping strategies, coordination of care, and/or provision of additional resources) 

Individual Therapy Sessions

  • $150 per 50 minutes ​

Therapeutic Yoga

  • Individual - $70 per session (average session is 50 minutes)

  • Group- $30 ( 50 minute classes, small groups of 3-5 people)

*Screening Required for therapeutic yoga 

This service is intended as a supplement to mental health treatment and is not a replacement for formal mental health services. It is recommended clients establish care with a mental health provider prior to engaging in therapeutic yoga. 

Mindfulness and Meditation Classes 

  • $30 per session (40-50 minute classes, small groups of 3-8 people)

Payment for Services

Payment is due at the time of the service. I accept cash or credit card payment through my secure online system, SimplePractice. Flexible Spending Account (FSA) or Health Savings Account (HSA) are also accepted.

*Credit Card on file required for all services.

Cancellation Policy 
Because both your time and your treatment are important, and because space is limited, appointments and class reservations are specially reserved for you. Please note a minimum of 24 hours notice is needed for cancellations. Missed appointments or cancellations made without 24 hours notice will be charged a fee.

EAP Coverage

FREE and reduced cost for counseling services provided through:

  • HB2502 Craig Tiger Act (Arizona)

  • ComPsych EAP (also called GuidanceResources)

  • Mesa Fire Department Peer Support Unit

  • Public Safety Crisis Solutions

  • Frontline Therapy Network

  • Coeur d’Alene Police Foundation (Idaho)

  • III-A (Idaho Independent Intergovernmental Authority)

  • Lyra Health

Number of sessions and costs vary depending on the organization.

HB2502 coverage contingent on approval of a qualifying critical incident. 

Contact your Peer Support specialist or HR department for more information about your organization's specific programs and services.


                         For services through the Frontline Therapy Network visit                             The Battle Within



JCarter Counseling currently accepts the following insurance:




What if I am out-of-network and I would still like to receive

counseling from JCarter Counseling? 

Many services can be reimbursed by your insurance if you have “Out of Network Benefits.” JCarter Counseling can provide you with a ‘Superbill,’ which you can submit to your insurance provider for direct reimbursement.

*Reimbursement is subject to insurance approval. Please verify coverage with your insurance prior to establishing services. 

Here are some important questions to ask your insurance company:

  • Do I have out-of-network mental health benefits?

  • Is any pre-approval required before obtaining out-of-network mental health services in order to be reimbursed?

  • If I have out-of-network benefits, will I be reimbursed the full amount or a portion of what I paid?

  • Do I have a deductible and if so, what is it?

  • What documentation do I need to submit for reimbursement?

  • How do I submit documentation for reimbursement? 

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The No Surprises Act and Your Rights
as a Mental Health Consumer

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the No Surprises Act of 2022, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

• You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

• Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

• If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

• Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit or call the No Surprises Help Desk at 1-800-985-3059.

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